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Can I short sale my house in the Phoenix market if my home is worth less than my mortgage balance? As a phoenix short sale specialist, I can accurately answer that inquiry. Consider, at all costs the bank does not want to foreclose on the property. At hand are a number of unique scenarios that we have to verify to the bank in order for a triumphant Phoenix Short Sale.
***does the consumer have evidence of hardship, the hardship may be produced via loss of pay, loss of occupation, annulment, employment relocation etc…
****short sale vs foreclosure, the bank in nearly all cases is going to desire the home to sell as a short sale vs foreclosure.
****Is there a foreclosure date set. If there is a foreclosure date set bank might be a good deal more agreeable to work a short sale.
Please bear in mind, we have closed over 100+ short sale properties. We have had clients who are suffering severe hardship other clients have not been as severe. Bottom line is there is a much higher success rate on the short sale, than there is on a loan modification. As a phoenix short sale real estate agent, I will counsel you appropriately on what your best options can be.
Remember, at Short Sales Done Easy, we work diligently to make your short sale process go smoothly. There is no greater benefit to a succesful short sale than having a experienced real estate agent working on your side. Steve Horn is one of the most successful short sale realtors in the Phoenix area. Get a hold of him now to discuss the choices that are available to you.